LinkedIn Follow

Tuesday, April 20, 2010

Fw: Don't know what to do? Try Mutual Funds


__________________________________________
Best Regards
 
Vikas Thakur
Capital Placement Services.
Gurgaon Haryana India
capitalhr@gmail.com
09899409300
 
http://in.linkedin.com/in/capitalplacement
++++++++++++++++++++++++++++++
 
Kindly Visit Our blog for new positions and other options:
 
 
 
----- Original Message -----
Sent: Wednesday, April 07, 2010 9:24 PM
Subject: Don't know what to do? Try Mutual Funds

 

Dear Vikas Thakur,

So what do we have here? A market that seems to be giving no pointers. Or so it seems to some.

To others who come from an optimistic school of thought (ever wondered why the optimistic always seem to make money?), this seems like just the time when smaller bits of money invested in a 'disciplined' way (fixed periodicity), for want of clear signals, may make all the difference to our inflationary lives. The answer in the form of SIPs have always stared in our face at times like these. But sometimes, we tend to forget how they actually help us to 'time the market' and that too 'automatically', when they are most needed. Now which other investment avenue does that?

Just look at this example :

Ramesh started a SIP of Rs 5,000 three years ago when the NAV of the scheme was Rs 20. Thus he got 250 units (5000 / 20) in the first month. Now the market rose and so did the NAV of that scheme to Rs 25 over time. So effectively Ramesh is now buying for the same Rs 5,000 per month, 200 units. Now the market fell sharply and the NAV of the scheme went down to Rs 15. Now for the same Rs 5,000, Ramesh gets 333 units.

So this is what Ramesh's default strategy looks like:

1. 250 units at NAV of Rs 20
2. 200 units at NAV of Rs 25
3. 333 units at NAV of Rs 15

Now isn't this much better than staying out of the market because one doesn't know what the movement will be? Remember the example we had once shared about Lata who bought a car for her husband on their anniversary, while he gave her a dinner! Click here to retrieve the example.

So if you agree that SIPs are good and are wondering which scheme to buy, then click here to select from our top picks.

But sometimes it is good to re-visit the basics again. Afterall we know what makes online the better way, by far. To understand this in detail click here.

But this was still just the tip of the iceberg. Look at how SIPs can help you more or infact, what all we offer in mutual funds. I am just listing some of them.

Now here's another useful feature: let us say you hold a certain scheme. Now when

 

you go to your Mutual Fund portfolio page, then against the scheme you will see our recommendation (Buy More, Sell, Hold). These are based on our award winning research, which in turn is rigorous and looks at the fund performance very closely. In fact, when we recommend "Sell", we also give you a corresponding "Buy" recommendation. Now, this is what it looks like :

 

Whats more, when you wish to redeem your investments, you need not look for your distributor. Just do it online

Now brace yourself, for this is the icing on the cake! If you somehow felt that you

cannot actually ask the fund manager a question, then we are happy to say you can. You can use this feature once you log in. Click here to view. This will help to gain insights from the best minds in the industry

But let us say you wish to see the full research of mutual fund schemes. We have

 

over 2000 schemes on offer and our research covers all the top ones. And to see what this research looks like, simply click here

Now here are some sincere suggestions on what you could do :
If you have any holdings offline, consolidate them all in one place, completely online at
 

ICICIdirect.com right away and see the full picture in a single holdings page with all recommendations and with all the ease and advantages of the online format. It is such a simple process actually. All you need to do is to click the mutual fund button under the trading section as shown below.

 
 

Then you click 'Transfer In'. A couple of clicks later you now have a print out of your 'form' and alongwith the statement of holdings and copy of PAN card, you simply send these by snail mail to the ICICI Securities address provided. A lot of us tend to postpone this simple step, which is like a 2 minutes effort but a lifetime of convenience

If you already have MF holdings with us, then please visit your holdings page now to

 

take whatever action you deem fit. We have equipped and enabled it such that you are able to take an informed decision

By the way, if you couldn't be bothered about remembering when your SIP period expired, we send you a reminder mail, which looks like this.

But besides all this, if you now have a simple straightforward question - 'Can you tell me which are the top 3 schemes you recommend for SIPs?'. The answer is ( 1 ) Birla Sunlife Frontline Equity ( 2 ) HDFC TOP 200 (3) ICICI Prudential Dynamic Plan. One way of acting on this could be to click here to go to your log in page in order to buy. The other could be to click here to read our research on these.
Over time, we have been investing in a high quality team for mutual funds. Accordingly, your suggestions are most welcome and will help us in improving our services.
Still wondering what to do when the market is what it is?
Best regards,
Vineet Arora
Head - Products and Distribution
ICICIdirect.com
  To unsubscribe please click here

Disclaimer

No comments:

Post a Comment